What is an HOA?

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What is an HOA?

Hoa is an abbreviation for Home Owners Association. A home owners association is a  Corporation formed by a real estate developer, when planning to develop a community /(PUD) planned unit development. This association is responsible for marketing, managing and selling lots and homes in the future development. When the developer has sold a certain portion of homes in the community, usually 50%, there is a transition to form a permanent association to take over once the development has been completed or 100% sold.

Homeowners in the community are encouraged to submit applications to become a board member of the permanent association. There is a voting process that takes place, so the process is fair and every homeowner in the community has the opportunity to apply to be a board member. This board usually consist of A President, vice president, treasurer, and administrative staff  members. The HOA has some very important duties, they will be responsible for implementing rules and regulations and also enforcing them, making sure everyone pays the hoa dues. These rules and regulations are in a document called Declarations of Covenants, Conditions and Restrictions, every homeowner will receive a copy of this document before they make a purchase, to make sure they understand all the rules of the association and can comply with them. Some of these rules will be trash removal procedures, landscaping maintenance rules, security of the community, amongst many other things they govern. Typically the amount you pay in HOA dues, will be based on what features are being provided in the community. examples- security guard at the front gate or pool and clubhouse amenities, if the community provides landscaping and internet and cable. There are so many levels of amenities that can be offered, it is wise to review the covenants and restrictions document to make sure you are satisfied with amenities and features for the amount of dues you will be required to pay. The more features the community provides such as heated pools, basketball courts, tennis courts fitness center, arts and crafts will affect the amount you pay in HOA dues.

In Florida HOA type of communities are very popular, you get the privilege of having many different activities within your community, making it a safe environment when you have young children and not to mention more more cost effective. When you live inside one of these communities young kids tend to make lifelong friends who attend the same schools, churches and social gatherings. You also get the feeling of community as everyone tends to know each other.

If you are thinking about moving to Florida and possibly  Considering purchasing a home in a gated type of community, Contact us we gladly answer any questions you may have and guide you in the right direction.

KPC Title Agency



This message is brought to you by Christine John

Founder of KPC Title Agency.


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