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Kpc Title Agency is a leading provider of commercial and residential real estate services in Florida, with expertise recognized throughout the industry and an unparalleled commitment to clients. We are recognized in the industry for both our technical expertise and our commitment to customer service. Our executives have combined experience of well over 40 years in the industry, and this experience supports every KPC Title Agency transaction. So no matter how complicated your transaction – or where the property is located in Florida – we have the know-how and the expertise to get the deal done right the first time, every time. Because at KPC Title Agency, we are your real estate transaction specialists.
What is Title Insurance
Title insurance is a type of insurance that covers potential damages from errors in the ownership records of your home or property. The most common type of title insurance is lender’s title insurance, in which the borrower purchases coverage only to protect the lender. An Owners Policy will cover the borrower. Title insurance can protects the policy holder, to make sure they obtain clean title, free and clear of any liens and judgements at the time of closing.
A clean or clear title is important because the title is what gives you ownership of a property. Imagine buying your dream home, closing the deal and then realizing the previous owner hadn’t paid property taxes for several years. Those taxes remain charged against the property and as the new owner, you are responsible.
Short Sale Negotiations
A short sale in real estate is when a financially distressed homeowner sells his or her property for less than the amount due on the mortgage
Kpc Title Agency Contacts the Banks/Lenders directly, on behalf of the homeowner or Account holder, and will initiate the short sale process, with the hopes of obtaining a short sale approval from the lending institution. The property can then be sold, thus alleviating the property owner of there problems.
We negotiate short sales directly with the bank.
I highly recommend KPC Title, they are absolutely the best. I have done lots of business with them, they are very professional, honest and efficient. Christine John and her team will work above and beyond to close your file in a timely manner. Love their flexibility!
Wonderful people, and it was a great experience. Everything went smooth, everyone was nice, informative and they made me and my wife feel comfortable through the entire process. I will refer Kpc to anyone trying to buy a home.
I was so fortunate to have Christine John and KPC Title agency as my mother’s closing company. Her professionalism and diligence helped move the closing process along with ease to the finish line. My family was totally satisfied with their work
I Always use KPC Title for my Real Estate Transactions, they always go above and beyond to make my clients feel comfortable, I would recommend them to anyone looking for Professional And Courteous Service.
Amazing people go above and beyond!!! Treats you like family. I would strongly recommend KPC Title! Will always have my business!
I have worked with KPC Title for many years. They always work diligently and professionally to close my transactions. The staff is very friendly and responsive to my needs. I give them 2 thumbs up
Title insurance is your policy of protection against loss in the case that any of these problems — or even a “hidden hazard” — results in a claim against your ownership.
Contact KPC Title to quickly, efficiently and accurately process your commitment and policy
It provides you with protection of your property, and it can save you money, time, trouble — even your home. When a person buys a car or consumer goods, they seldom need to know whether the former owner is married, single or divorced, whether they have paid their taxes or are involved in a lawsuit. But when a person buys a home, it is necessary to have all the information and much more. For a while he or she may own the property, others may also have rights or prior claims in the same real estate
The one-time premium is directly related to the value of your home. It is a one-time only expense, paid when you purchase your home, yet it continues to provide complete coverage for as long as you or your heirs own the property.
Yes, you can receive your title reports from KPC Title in three different ways fax, e-mail or overnight mail. For e-mail, using the latest in high-speed scanning technology, we prepare your report in industry-standard Adobe PDF format that can be viewed and printed with Adobe Acrobat Reader (the same software you use with KPC Title Forms) and send it to your email account. Be sure to let us know your email address and that you would like to receive your title reports via email.
A title insurance policy recognizes and eliminates risks prior to closing, rather than assuming risk on a probability or actuarial basis. Title companies perform a thorough and detailed search in the public records to establish rights to and in the property and to limit possible claims to it.
Title Insurance is the vehicle through which real estate transactions are completed with the protection from legal and financial claims of others. Title Insurance assures that any claim will be defended and, if warranted, paid. There are a number of title problems that could occur from error to outright fraud. Fortunately, there is a universally accepted means of dealing with title issues.
Title Insurance is a significant part of the economic well-being of the marketplace. The fuel that sustains the refinance engine is the buying and selling of mortgages on the open market. That market, along with government-sponsored entities such as Fannie Mae and Freddie Mac, provides liquidity for the real estate finance industry. Title Insurance enables lenders to convert long-term assets into cash, which can be reinvested into new mortgages. There are tens of millions of mortgages outstanding totaling trillions of dollars. These mortgages can be safely traded, invested and reinvested again because Title Insurance offers a secure and reliable protection against claims of others or outright defects in ownership or undisclosed liens. With a Title Insurance policy in place, an investor is freed from these concerns and the transfer of interest is easily completed.
Title Insurance, in one form or another, has been in existence for well over 100 years. Title Insurance protects homeowners and lenders alike. Title Insurance facilitates the easy transfer of ownership interests and provides assurance in the mortgage transfer industry. Title Insurance holds all components of the real estate transaction firmly together in an industry that is socially significant and economically substantial.
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