Title insurance is your policy of protection against loss in the case that any of these problems — or even a “hidden hazard” — results in a claim against your ownership.

Contact KPC Title to quickly, efficiently and accurately process your commitment and policy

It provides you with protection of your property, and it can save you money, time, trouble — even your home. When a person buys a car or consumer goods, they seldom need to know whether the former owner is married, single or divorced, whether they have paid their taxes or are involved in a lawsuit. But when a person buys a home, it is necessary to have all the information and much more. For a while he or she may own the property, others may also have rights or prior claims in the same real estate

The one-time premium is directly related to the value of your home. It is a one-time only expense, paid when you purchase your home, yet it continues to provide complete coverage for as long as you or your heirs own the property.

Yes, you can receive your title reports from KPC Title in three different ways fax, e-mail or overnight mail. For e-mail, using the latest in high-speed scanning technology, we prepare your report in industry-standard Adobe PDF format that can be viewed and printed with Adobe Acrobat Reader (the same software you use with KPC Title Forms) and send it to your email account. Be sure to let us know your email address and that you would like to receive your title reports via email.

A title insurance policy recognizes and eliminates risks prior to closing, rather than assuming risk on a probability or actuarial basis. Title companies perform a thorough and detailed search in the public records to establish rights to and in the property and to limit possible claims to it.

Title Insurance is the vehicle through which real estate transactions are completed with the protection from legal and financial claims of others. Title Insurance assures that any claim will be defended and, if warranted, paid. There are a number of title problems that could occur from error to outright fraud. Fortunately, there is a universally accepted means of dealing with title issues.

Title Insurance is a significant part of the economic well-being of the marketplace. The fuel that sustains the refinance engine is the buying and selling of mortgages on the open market. That market, along with government-sponsored entities such as Fannie Mae and Freddie Mac, provides liquidity for the real estate finance industry. Title Insurance enables lenders to convert long-term assets into cash, which can be reinvested into new mortgages. There are tens of millions of mortgages outstanding totaling trillions of dollars. These mortgages can be safely traded, invested and reinvested again because Title Insurance offers a secure and reliable protection against claims of others or outright defects in ownership or undisclosed liens. With a Title Insurance policy in place, an investor is freed from these concerns and the transfer of interest is easily completed.

Title Insurance, in one form or another, has been in existence for well over 100 years. Title Insurance protects homeowners and lenders alike. Title Insurance facilitates the easy transfer of ownership interests and provides assurance in the mortgage transfer industry. Title Insurance holds all components of the real estate transaction firmly together in an industry that is socially significant and economically substantial.